We’re proud to say that Land & Wave Accelerated Instructor Training course is approved by the Skills Funding Agency; our trainees are eligible for a Professional Career Development Loan. You don’t need to start paying a Career Development Loan off until you finish the course but the interest rate is relatively high

Some of our training candidates chose to fund the course with a personal loan, they take advantage of historically low interest rates to help fund professional development. You often need to start paying these loans back within a few months but interest rates are very, very low.

Here are three ways you could fund your course. It’s well worth doing your own research as deals change frequently

  • Type
  • Period of 0% interest
  • Interest after
  • Cost if you borrow £5,000
  • Employment status:
  • Can be a safe bet
  • Run through Coop bank

  • Career Development Loan
  • 5 to 6 months
  • 9.9% APR
  • £800 over 3 years
  • Considered – see further
  • Can be a safe bet
  • Run through Coop bank

  • Credit Card Loans
  • Up to 27 months
  • 18% APR is common
  • £0 if you pay it back in time
  • Often not considered

  • Repay during 0% period
  • 0% balance transfer if not repaid

  • Personal Loans
  • Often 0 months
  • 4.1% to 4.4%
  • About £205 over 1 year
  • Often not considered
  • Structured repayments
  • Can be more expensive

ALWAYS CONSIDER


  • Family & Friends

    Parents and grandparents have helped our candidates in the past

  • Always Save

    We ALWAYS advise funding as much as possible yourself. Tuck away what ever you can afford each month

  • Make a plan

    Which ever option you choose, do you research, create a spreadsheet, make a financial plan and stick to it

ABOUT THE LAND & WAVE COURSE